In the 19th century, people talked of two different types of habits. One, which was known as business habits and the other, we should refer to as moral habits. When speaking of business habits, people would refer to how one valued their time, the awareness always knowing what is going on around them, and the way one displayed and handled himself in public. The other kinds of business habits discussed were seen as the disastrous habits of alcohol, smoking, profanity, and laziness. It was widely believed that you not only had to have education to succeed but that education must be accompanied by good business habits as well. "It was well remarked by Wall-Street capitalists, that a bank never becomes very successful until it has a president who takes it to bed with him." "In 9 out of 10 cases, where men had failed at success, it has been owning to the neglect of little things deemed too microscopic to need attention." These quotes clearly depict the feeling of the 19th century by the way they describe to young men how they needed to put their mind, heart, and soul into their profession and never overlook the unimportant. Young men were told that if they did not exercise proper business habits that failure would arise eventually. This is a quote by Edwin Freedley expressing his view on what would happen without proper business habits. "In fact a large capital and excellent opportunities, without them, will only provoke greater disaster and more widespread ruin." This is a very interesting view because here he says even if you stumble into a fortune or inherit the money no matter where in society you are eventually you will find disaster. These writings not only steered young men in the right direction but also drew flags for them if they were headed for the evil habits as well. "It is easy to see how, when evil habits have weakened the will , they go on and on until they enslave the life." "At first a man carries his habits, afterwards, his habits carry him." The authors of the 19th century are showing concern for many bad habits, not only the obvious drunkard and vulgar mouthed men. They show an even greater amount of concern for actions like procrastination, fickleness, lack of punctuality, and truthfulness. These young men were taught that no matter how great a sum of money, or how great an opportunity, it will surely wash away if one does not practice proper business and moral habits.